SD Insurance Continuing Education Requirements

• Resident Producer

  • Life/Health only - 10 hours
  • Property/Casualty only - 10 hours
  • Life/Health and Property/Casualty - 10 hours
  • Life/Health and 10 hours Property/Casualty
  • Crop only - 4 hours
  • Crop and Life/Health - 2 hours Crop and 8 hours Life/Health
  • Crop and Property/Casualty - 2 hours Crop and 8 hours Property/Casualty
  • Crop, Property/Casualty and Life/Health - 2 hours Crop, 8 hours Property/Casualty and 10 hours Life/Health

• Anunity Training

  • All existing producers qualified to sell annuities and who have completed the previous Annuity Suitability training requirement prior to January 1, 2023, may complete a 1-credit refresher course on Annuity Best Interest between January 1, 2023, and July 1, 2023, or can also complete the new Annuity Best Interest 4-credit course to be in good order.
  • New producers on or after January 1, 2023, must take a four-credit course to become qualified.
  • Nonresident producers are expected to be in compliance with the training standards regarding Annuity Best Interest in South Dakota. Completion of these requirements in another state whose training is substantially similar in content to the South Dakota regulation will be deemed to be compliant with South Dakota.

• Long Term Care Training

  • An individual may not sell, solicit, or negotiate long-term care insurance unless the individual is licensed as an insurance agent for health or life and has completed a one-time training course before July 1, 2008, and ongoing training every 24 months thereafter.
  • The one-time training required may not be less than 8 hours and the ongoing training required by may not be less than 4 hours.
  • For agents who become licensed after July 1, 2008, the 8 hours of training must be completed prior to selling, soliciting, or negotiating long-term care insurance and the 4 hours of training must be completed by July 1 of every second year following 2008.

• Flood Insurance Training

  • An insurance producer who sells flood insurance may satisfy the minimum training and education requirements by completing a course related to the NFIP, which may be approved for 3 hours of continuing education credit by the South Dakota Division of Insurance.

• The CE period will be waived for any new qualification added during the two-year CE period of an existing producer's license until the first renewal.
• The following producers are exempt from all continuing education requirements:
  • A licensee holding a limited license to sell only credit life and credit health insurance;
  • A licensee outside the United States or its territories;
  • A licensee who is a resident attorney licensed to practice law in the state;
  • A licensee who is a transportation ticket producer of common carriers holding a limited license to sell travel accident and baggage insurance only;
  • A licensee who is an employee of a trade association holding a limited license to sell only surety bonds to its association members;
  • A licensee who is licensed to sell only bail bonds.
• The producer must notify the Division in writing if he/she falls under one of the exempt categories.
• Non-Resident
  • Non-resident producers are exempt from CE requirements in South Dakota. You only need to comply with CE requirements in your home state.

• Licenses renew biennially based on the producer's birth month.
• Newly licensed resident producers initially have a 24-35 month license in order to allow adequate time to complete full continuing education requirements before their first renewal.

• - Classroom courses
• Self study courses
• Webinar courses

• 70% or greater to qualify for CE credit
• Impartial "disinterested third party" (see below) - proctor/monitor who verifies identity and processes affidavit testifying the student received no outside assistance

To get your certificate of completion, log in to our website using your username and password. Then, look at the menu on the left and find "Course History." Your course history will list the courses you passed or failed. If you passed a course, you'll see a "Print certificate" button on the right, allowing you to print your certificate for your records.

We report your credits through Sircon, a state-approved third party vendor, within one business day (except holidays, reporting will be done on next business day). The department receives the credits from Sircon and recognizes the date you passed/completed the exam as the date of completion. It is not based upon the day we report the hours to them.

Neither a student nor an instructor may earn credit for attending or instructing any continuing education course more than once during a two-year period.

No continuing education credit hours may be carried over from one two-year period to the next two-year period.

View CE Transcript

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License Lookup

South Dakota Department of Labor & Regulation Division of Insurance

Producer Licensing Section
Phone: 605-773-3513
Email: sdinsurance@state.sd.us

Division of Insurance
Phone: 605-773-3563

Continuing Education Section
Phone: 605-773-3946

At FastrackCE, we strive to provide you with the most up-to-date and precise information possible. However, please note that we are not authorized to offer legal or professional advice, and consequently, we will not be held liable for any inaccuracies found herein. In your best interest, we strongly advise you to verify current licensing regulations and requirements with your state's licensing department.