OH Insurance Continuing Education Requirements

• Property, Casualty, Personal Lines, Accident & Health, Life or Variable Products

  • Persons holding one or more of the above lines of authority are required to complete 24 hours of approved continuing education, 3 of which must be approved as ethics specific, prior to renewing their license.

• Title

  • Persons holding only a title license need to complete 12 hours of approved continuing education, 10 of which must be approved as title-specific and 2 of which must be approved as ethics-specific, prior to renewing their license.
  • Persons holding a title license in addition to a major lines license must complete 24 hours of approved continuing education, 10 of which must be approved as title-specific and 3 of which must be approved as ethics specific, prior to renewing their license.

• Surety Bail Bond

  • Persons holding only a surety bail bond license need to complete 7 hours of approved continuing education, 6 of which must be approved as surety bail bond specific and 1 of which must be approved as ethics specific, prior to renewing their license.
  • Persons holding a surety bail bond license in addition to a major lines license must complete 24 hours of approved continuing education, 12 of which must be approved as surety bail bond specific and 3 of which must be approved as ethics specific, prior to renewing their license. These persons will have two different renewal periods, one for the surety bail bond license and one for the resident agent license.

• Viatical/Life Settlement Broker

  • Persons holding only a viatical/life settlement broker license are required to complete 15 hours of approved continuing education specifically related to viatical/life settlements and viatical/life transactions.
  • Persons holding a viatical/life settlement broker license in addition to a major lines license must complete 24 hours of approved continuing education, 15 of which must be specifically related to viatical/life settlements and viatical/life transactions and 3 of which must be approved as ethics specific. These persons will have two different renewal periods, one for the viatical/life settlement broker license and one for the resident agent license.

• Long Term Care Training

  • Persons holding a Life or Accident & Health line of authority who plan to sell, solicit, or negotiate long-term care insurance must complete an initial 8-hour LTC course approved by the superintendent. In order to be able to continue selling, soliciting, or negotiating long-term care insurance the agent must also complete a 4-hour LTC refresher course approved by the superintendent every renewal period.

• Flood Insurance (NFIP) Training

  • Agents holding a Property and Casualty or Personal Lines line of authority who plan to sell a flood insurance policy must complete a one-time 3-hour course related to NFIP that is approved by the Ohio Department of Insurance.

• Annuity Best Interest Products (Annuity) Training

  • Agents holding a Life or Variable Annuity line of authority who plan to sell, solicit or negotiate annuity products must complete a one-time 4-hour course related to annuity.
  • Resident agents who complete the training in another state with laws substantially similar to Ohio’s will be deemed to have complied with Ohio’s requirements. Non-resident agents who complete the training in another state with laws substantially similar to Ohio’s will be deemed to have complied with Ohio’s requirements.
  • Resident agents who completed an annuity course prior to February 14, 2021, may complete either a new four-hour Best Interest training course or an additional one-time one-hour Annuity Best Interest - 1 training course within six months of the effective date of the rule.

• The following classes of agents are exempt from continuing education requirements:
  • Persons holding a limited authority license.
  • Non-resident agents are in compliance with the continuing education requirements of their home state.
  • Persons granted inactive "By Agent Request" status by the Ohio director of insurance.
• Resident surety bail bond agents
  • Shall be exempt from completing surety bail bond CE requirements for their initial renewal cycle, if the agent was initially issued a surety bail bond license between January 1 thru April 1 of the same calendar year of their initial renewal cycle.
• Registered life insurance agents
  • Are exempt from the continuing education requirements

All Ohio insurance agents and business entities who hold a major line, limited line and/or title insurance license are required to renew their license(s) every two years.

• Online courses
• Independent Self-study
• Classroom Study

Final exams do not need to be monitored and are closed book.

To get your certificate of completion, log in to our website using your username and password. Then, look at the menu on the left and find "Course History." Your course history will list the courses you passed or failed. If you passed a course, you'll see a "Print certificate" button on the right, allowing you to print your certificate for your records.

We report your credits to the OH DOI within one business day (except holidays, reporting will be done on next business day). The department recognizes the date you passed/completed the exam as the date of completion. It is not based upon the day we report the hours to them.

No. Duplicate courses completed in the same renewal period cannot be used for compliance. The agent will only be granted credit once per renewal period per course. Additionally, duplicate courses are not eligible for carryover to the next renewal period.

• Carryover of CE credits will only apply to license renewal applications submitted on or after February 1, 2016.
• Excess credits will carry over to the next renewal period, but only as “General” credits and only up to a maximum of 12 credits.
• CE credits will carry over automatically on the agent’s record with the Department, which means that any credit(s) that are applicable for carryover will automatically be carried over to the next renewal period after the license is renewed.
• If the same course is taken more than once within a renewal period, the duplicate course(s) will not count towards the credits applicable to carry over to the next renewal period.

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Ohio Department of Insurance

Agents & Agency Licensing
Phone: 614-644-2665
Email: Licensing@insurance.ohio.gov

Continuing Education Section

At FastrackCE, we strive to provide you with the most up-to-date and precise information possible. However, please note that we are not authorized to offer legal or professional advice, and consequently, we will not be held liable for any inaccuracies found herein. In your best interest, we strongly advise you to verify current licensing regulations and requirements with your state's licensing department.