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MO Insurance Continuing Education Requirements

Required CE Hours for Renewal

  • Agents/Producers

    • Life and/or Health
      • 16 hours every two years, which must include 3 hours of ethics
    • Property/Casualty/Personal Lines
      • 16 hours every two years, which must include 3 hours of ethics
    • Title
      • 8 hours every two years
  • Bail Bonds

    • All resident and non-resident bail bond, general bail bond, and surety recovery agents are required to complete and report 8 hours of continuing education at the time of their biennial renewal.

Special Training/Education Requirements

  • Long Term Care Training

    • Initial Training
      • Must complete eight (8) hours of initial basic training specific to Partnership policies before selling such policies
    • Ongoing Training
      • Licensed producers selling Long-term Care Partnership policies must complete 4 hours of Partnership CE every two years as part of the above required 16 hours.
  • Annuity Training

    • Resident and Non-Resident
      • Producers who hold a Life Insurance line of authority and who intend to engage in the sale of annuity products complete a one-time four (4) hour training course.
    • If a producer (resident or non-resident) has met another state’s annuity suitability training requirements, and those requirements are substantially similar to Missouri’s, there is no additional training required to sell, solicit, or negotiate annuities in Missouri.
  • Flood Insurance Training

    • Requires Property Producers to complete a one-time course related to NFIP which will provide at least 3 hours of continuing education credit.

Exemptions

  • Non-residents are exempt if their state has a mandatory continuing education law.
  • These requirements may be waived if you:
    • Have suffered a serious physical injury or illness.
    • Are on active duty in the Armed Forces for an extended time.
    • Reside outside the U.S.
    • Are 70 or older.

License Term

Based upon the new license expiration dates, license renewal dates have moved to every two years on the producer's birthday, rather than every two years on the anniversary of the license.

Course Type Approved for Continuing Education

  • Classroom courses
  • Self-Study courses
  • Online courses
  • Correspondence courses/Seminar

Final Exam

  • Final exams do not need to be monitored.
  • Final exams are closed book.
  • A passing grade of at least 70% is required to complete the course.

Certificate of Completion

To get your certificate of completion, log in to our website using your username and password. Then, look at the menu on the left and find "Course History." Your course history will list the courses you passed or failed. If you passed a course, you'll see a "Print certificate" button on the right, allowing you to print your certificate for your records.

How are Hours Reported

We report your credits through SBS, a state-approved third party vendor, within one business day (except holidays, reporting will be done on next business day). The department receives the credits from SBS and recognizes the date you passed/completed the exam as the date of completion. It is not based upon the day we report the hours to them.

Course Repetition

Courses may not be duplicated during a renewal period.

Carry-over Hours

CE credits may be carried over from one term to another.

State Department Information

Missouri Department of Insurance
P.O. Box 690
Jefferson City, MO 65102-0690
United States

Producer Licensing Section
Phone: 573-751-3518
licensing@insurance.mo.gov

Continuing Education Section

Disclaimer

At FastrackCE, we strive to provide you with the most up-to-date and precise information possible. However, please note that we are not authorized to offer legal or professional advice, and consequently, we will not be held liable for any inaccuracies found herein. In your best interest, we strongly advise you to verify current licensing regulations and requirements with your state's licensing department.

Never Miss a CE Deadline Again!

Stay on track with your license renewal deadline with our Renewal Alert Program. You’ll receive regular reminders starting six months out from your expiration date (plus discount codes!).

Simply fill out the form below and let us take care of the rest!

 
 
 
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